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Featured Home Loan Information
Over the past decade, Australian property owners have developed a love affair with renovating and redecorating their homes. If you need any evidence of this, then you just need to turn on the television to find a wide variety of home decoration and renovation shows. So, how do you get the funds to pay for your own home renovations? You can start with a renovation loan. Here we look at the options available for renovation loans.

Perhaps the most common type of home loan for Australian home owners is the standard variable home loan. The standard variable interest rate home loan calculates interest charges based on the Reserve Bank of Australia's current official interest rates. Standard variable rate home loans offer greater flexibility than the fixed interest rate home loan option. Here we look at some of the advantages of a standard variable home loan.

A home loan with a line of credit allows you to put all or most of your salary into your home loan and make the bulk of your purchases through the month by using your credit card and taking advantage of the interest free period. By doing this, you can reduce the outstanding balance of your home loan thereby saving you money through reduced interest charges. Here we look at line of credit home loans available in Australia including the benefits and who they would most suit.

Most states in Australia charge some form of stamp duty on real estate. And to make matters even more complicated for the property buyer, this differs in each state. Find out how much stamp duty you will need to pay in different states using our stamp duty calculators.

There are many options available to you when taking out a home loan these days. One of the first decisions you will need to make is whether to choose a fixed rate home loan or a variable rate home loan. Here we look at each interest rate option including the advantages and disadvantages of each.